Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

Services from doctors and other health care providers

Outpatient care

Home health care

Durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)

Many preventive services (like screenings, shots or vaccines, and yearly “Wellness” visits)

Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage . These “bundled” plans include Part A, Part B, and usually Part D .

In most cases, you’ll need to use doctors who are in the plan’s network .

Plans may have lower out-of-pocket costs than Original Medicare .

Plans may offer some extra benefits that Original Medicare doesn’t cover — like vision, hearing, and dental services .

Medicare Prescription Drug plans subsidizes the cost of prescription drugs for Medicare beneficiaries. To qualify for a Medicare Part D Prescription Drug plan, prospective beneficiaries must already be signed up for benefits under Medicare Part A and/or Part B. Medicare Part D Prescription Drug plans are offered by Medicare-approved private insurance companies. The monthly premium of each Medicare Part D Prescription Drug plan may differ. Medicare Prescription Drug plans have a formulary which is a list of covered drugs. The formulary may change at any time. Individuals will receive notice from their plan when necessary.

Medicare Supplemental (Medigap) plans help fill "gaps" in Original Medicare. A Medicare Supplement plan can help pay some of the remaining health care costs that are not covered by Original Medicare, like:

Copayments

Coinsurance

Deductibles